HARWOOD, Philip
Born in Colchester, Essex, younger son of William Henry Harwood (see below) and brother of Bernard Smith Harwood (see above). Educated at Colchester Grammar School before joining the Westminster Bank where he worked in the Blackheath office. He signed up for the army on the outbreak of War in 1914 and took part in the Battle of the Somme. After 1918 he worked at the bank's Newbury and Westerham branch, before being finally posted in 1925 to the Winton branch at Bournemouth where he remained until his retirement in 1942 after 42 years service.